Scotland faces technology and infrastructure challenges

Scotland decides today whether it should be independent of the UK. In the event of a Yes vote, the political, economic and social upheaval will be significant. We don't know what currency a newly independent country will use, but no matter the outcome, we can already speculate on a few areas.

For example, Scotland will have to join Swift, a provider of secure financial messaging services, to enable its banks to use the network. At the moment Scottish banks are able to do this via the UK's