PERSONNEL

Albert Hoyle recently joined Hong Kong Shanghai Banking Corp.'s head office as a senior treasury manager. He previously worked for Chase Manhattan Bank in London as chief dealer.

Robert McKeon has recently joined the New York branch of Union Bank of Switzerland as manager of its EMS desk. He previously worked for Citibank in a similar capacity.

Richard Moscley has recently joined Merrill Lynch International Bank in New York as a strategic trader. He previously worked for Midland Bank PLC in London